Personal Insurances

Why shouldn’t you be collecting up to 35% of the premiums you pay each year on your current life, income protection, trauma, or disability insurance policies every year through YourShare?

This can add up to thousands of dollars more each year. It’s your money. Make sure it’s in your pocket.

HOW DOES IT WORK?


Register with YourShare and as the broker on your existing policy we can start accumulating funds to your yearly Cash-back account. Nothing changes on your policy except for the name of your broker or ‘servicing agent’ – it simply means we can recover these fees and commissions on your behalf.

WHICH INSURANCE POLICIES DOES IT WORK WITH?


  • Life Insurance
  • Income protection
  • Disability insurance
  • Trauma Insurance

A real-life example:

Sarah and George are both aged 34. They have a life insurance each with the following cover:

  • Life cover - $900,000
  • Trauma cover - $250,000
  • TPD cover - $700,000

Premiums are $2,363.52 for George and $1,309.20 for Sarah.

The commission structure is level at 32% pa, and the insurance premium is stepped and increases each year.

If we assume conservatively that Sarah and George keep these policies until retirement at age 65, without amending the level of cover.

YourShare Cash-back in total over the next 10 years $17,621

YourShare Cash-back in total over the next 31 years $145,560

(Actual insurance premium amounts are available for years 1 – 10. Premium amounts for years 11-31 are conservatively estimated at growing 5%pa)