Now you can take back the fees and commissions on your superannuation and investment funds

How does YourShare save you money?

YourShare helps you take back the fees and commissions you currently pay for superannuation and pension funds. As Australia's leading Cash-Back service - winner of Money Magazine's Best Cash-Back Service for 2009 and 2010 - YourShare is fully owned and operated in Australia as seen on Channel Nine's A Current Affair.

By acting as your broker, we can refund the compulsory fees and commissions you currently pay for managed superannuation and pension funds each year.

What fees and commissions are you paying?

If your superannuation is invested in a managed fund, part of your investment is paid to your financial planner or broker as a commission fee each year. Many of these fees are compulsory, even where you go direct to the provider.

What you pay now	What it's for
Initial commissions	A commission paid when you first purchase the retail super fund. It is typically paid to the financial planner, broker, or retained by the financial institution when you signed up.
Entry fees	A fee paid each time you deposit money into the fund. This can be up to 6% of the deposit.
Trailing commissions	A commission paid to your financial planner or broker each year you remain invested, or retained by the financial institution. It can add up to hundreds or thousands of dollars taken out of your investment each year. Typically 0.20 to 1.20% of the total value of your investment.

How you can take back these fees

To reclaim these fees and commissions:

• Nominate YourShare as your broker for your superannuation or pension fund.
• We collect the commission fees on your behalf and pay them back to you every year.
• You DO NOT have to sell or re-buy your retirement fund to do this.
• The process is simple, free to use and there are no associated penalties and NO upfront fees.
• You can do this for NEW and EXISTING retirement funds.

How much do you get back and how much do we charge?

There are no upfront fees or penalties. This is what you get back:

The fee	What you get back
Initial commissions	We refund 100%
Entry fees	We refund 100%
Trailing commissions	We refund 50% of the first $590 ($295) and 100% of the amount above $590.

Best deal guarantee: Find a better genuine offer elsewhere and we will beat it by 10%.

All superannuation and pension retirement funds are available here

YourShare offers a comprehensive retirement fund supermarket where you can access a wide range of superannuation funds. If you can't find the fund you wish to invest in here, simply call us so we can arrange it for you at no cost.

• Superannuation Funds
• Pension Funds
• Annuity Funds
• Retirement Master Trusts
• Retirement Wrap Accounts
• Super & Pension Bonds

See the full range available here.

Get started today to receive your first Cash-Back cheque

You can use YourShare for NEW and EXISTING retirement funds.

It takes two minutes to get started.

Phone us on 1300 554 774

We refund the fees and commissions on your superannuation and pension funds

Who is YourShare?

YourShare is Australia's leading Cash-Back service for retirement funds*. When you purchase a superannuation or pension fund through us, we refund the fees and trailing commissions normally paid to your financial planner or broker back to you each year—as seen on Channel Nine's A Current Affair.

*Winner of Money Magazine's Best Cash-Back Service Award for 2009 and 2010.

How does it work?

We act as your broker and collect all fees and commissions for you.

• You get a Cash-Back cheque from us each year.
• We refund 100% of the initial commission and all entry fees.
• We refund 50% of the first $590 in trailing commissions and 100% of the amount over $590.

Learn more about how it works here

You can access all superannuation and pension funds through us

We offer a comprehensive directory of retirement funds.

If you can't find the fund you are looking for, simply call us on 1300 554 774. We'll organise it for you and have it added to our list.

5 simple steps to start taking your fees and commissions back

If you have existing superannuation and pension funds, please click here.

If you wish to purchase a new retirement fund, please follow these five simple steps:

Step 1: Choose the retirement fund/s you want to purchase with the Find a Fund Tool

Step 2: Request the PDS (product disclosure statement) from us with the Find a Fund Tool or by calling 1300 554 774

Step 3: Read the PDS carefully. You should seek professional advice if required. You can contact a "fee for service" advisor using the request contact link.

Step 4: Complete the PDS application form and attach the payment (made out to the fund manager, not YourShare) as specified. Please ensure you attach all customer identification details as requested by the fund manager.

Step 5: Post the application to YourShare so we can add the YourShare Dealer Stamp.

       YourShare Financial Services Pty Ltd.
       Application Forms Department
       Reply Paid 394, Sydney, NSW 2001

Get started today

Use the Find a Fund Tool or call us on 1300 554 774.

Find a superannuation or pension fund here

YourShare lets your superannuation and pension funds grow without the fees and commissions usually associated

YourShare is Australia's leading Cash-Back service for superannuation and pension retirement funds.

By purchasing managed superannuation and retirement funds through YourShare, you can have the fees and commissions usually associated refunded back to you. Find out more about how it works here.

We offer all managed superannuation and pension funds here.

Can't find what you're looking for? We can organise it.

If it's not listed here, we can usually organise it for you anyway. Simple call us: 1300 554 774.