There are 3 easy ways to enable you to collect the trailing commissions from various types of financial products:
- 1. Register your existing Super, Life Insurance, Pensions and Investments (see details below)
- 2. Take out a new fund or policy through us or renew a policy through us (see details below)
- 3. Get a great deal on a new home loan or switch to a better home loan rate (see details below)
Once you’ve asked us to collect the fees and commissions on your behalf from the financial products you’ve registered with us, we then pay them back to you each and every year. Ensure that your money is working for you and not for someone else!
How much could you get back?
- Entry or Initial Commissions - up to 6% the amount you deposit into a fund
- Trailing Commissions - typically 0.20 to 1.20% of the total value of your
investment every year
- Insurance Commissions - up to 30% of your annual policy premium each year
There are 3 easy ways YourShare can refund commissions on NEW and EXISTING Investments, Funds and Personal Insurance policies such as:
1. Claim on your existing funds, accounts and policies that have trailing commissions:
Investment Funds
- Managed Funds
- Investment Funds
- Master Trusts
- Wrap Accounts
- Margin Loans
- Agribusiness funds
- Capital Protected Funds
- Structured Investment Products
Share Trading
- All ASX Listed Shares
- ASX Listed Options
- Warrants
- Exchange Traded Funds or ETFs
- Listed Investment Companies
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Super and Pensions
- Superannuation Funds
- Pension Funds
- Annuity Funds
- Retirement Bonds
- Super & Pension Master Trusts
- Super & Pension Wrap Accounts
Personal Insurance
- Life Insurance
- Income Protection
- TPD Disability Insurance
- Trauma Insurance
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2. Take out a new or renew a fund or policy:
All of the above mentioned funds, accounts and policies:
- New Investment Funds
- New Super Funds
- New Pension Funds
- New Life Insurance
- New Wrap accounts
- New Share Trading accounts
Plus much, much more!
Renew your General Insurance Policies through YourShare
Which means you’ll get around 20% cash-back of your yearly premium
(New and renewals with CGU)
- Motor Vehicle Insurance
- Home & Contents Insurance
- CTP Green Slips (with QBE)
- Travel Insurance
- Landlords Insurance
3. Claim on Home Loans!
YourShare is accredited with over 30 lenders so you can:
Switch to a better rate to get a better deal, buy your first home or invest in property:
- Home Loans
- Investment Mortgages
- Reverse Mortgages
- Personal Loans
- Business Loans
- Commercial Lending
- Equipment Financing
- Debtor Financing
Find a Fund
Searching for new products is simple. Select the type of product you are looking
for. If you have a preferred fund manager, or particular fund, select those details
also.
* Note: Please see our Financial Services Guide for terms and conditions of Life Insurance commission
payments.
Investments
If you're not getting the advice you are paying for and would like to choose to
receive your yearly fees and commissions back, here's how:
- Register existing or new Investments,
- You don't have to sell or re-buy funds / accounts /policies to register these
types of financial products
- We'll collect the fees and commissions on your behalf throughout the first year
- We'll send you a Cash-Back cheque every year
It's a quick and simple process and there are no penalties or upfront fees:
- 1. Download a broker nomination form
- 2. Print, fill in and sign
- 3. Send it back and we'll do the rest
Read more on Investments »
Home Loans
YourShare is just like any other Mortgage broker, but with one special
difference - we don't keep your trailing commissions, we give them back to you,
for the life of your loan.
Our Mortgages team are accredited with a panel of over 30 lenders including
Australia’s major Banks, Institutions and Building Societies, so we can help you
find you a better suited home loan.
PLUS we collect the trailing commissions on your behalf every year, that other
Brokers, Banks and Institutions would normally keep for themselves! YourShare
can collect fees and commissions for you, if you are looking to:
- Finance a new property purchase
- Refinance your existing Home or Investment Mortgage
- Change lenders
Example: A Mortgage of $400,000 could be generating around $800 a year in fees
and commissions, that you could be getting back, every year, over the life of
the loan.
Get started now with an Obligation free Mortgage Healthcheck to compare the best
home loans for your needs.
General Insurance
For your Home & Contents, Car, CTP and other General Insurances, we'll need to
know when your insurance renewal date is so that we can provide you with a quote
for a new policy when you are due for renewal and an estimate on the Cash-Back
we'll be able to collect for you each year.
Around 4 weeks before your insurance renewal dates, we'll call you to provide
you with a quote and an estimate of the cash-back we could be collecting for you
every year.
The trailing fees that are collected on many of your General Insurance policies
are from 7%-20% of the annual premium you pay!
Managed Funds
How much could you get back?
- Entry or Initial Commissions - up to 6% the amount you deposit into a fund
- Trailing Commissions - typically 0.20% to 1.20% of the total value of your
investment every year
Supported Types
- Retail Superannuation Funds
- Pension Funds
- Annuity Funds
- Retirement Master Trusts
- Retirement Wrap Accounts
- Super & Pension Bonds
Read more on Investments »
Margin Loans
YourShare refunds fees and commissions on existing and new Margin loans.
By nominating YourShare as your broker we can collect and refund trailing commissions every year.
Get started now by downloading a Broker nomination form or if you would like to take out a new margin loan
Call 1300 554 774 or use the Find a Fund tool to:
- Download the PDS (product disclosure statement) and application form
- Complete the application form in the PDS
- Attach a cheque or payment details and all other customer identification details as specified
- Please make payments out to the Fund Manager, not to YourShare.
- Post the application form to YourShare, so we can add the YourShare Dealer Stamp.
YourShare Financial Services Pty Ltd
Application Forms Department
Reply Paid 394, Sydney, NSW 2001
Any Questions, please call 1300 554 774 or email customer.service@yourshare.com.au
Need Advice? We can have a "fee for service" adviser contact you, by submitting a request here.
Super/Pensions
How much could you get back?
- Entry or Initial Commissions - up to 6% the amount you deposit into a fund
- Trailing Commissions - typically 0.20 to 1.20% of the total value of your
investment every year
Supported Types
- Retail Superannuation Funds
- Pension Funds
- Annuity Funds
- Retirement Master Trusts
- Retirement Wrap Accounts
- Super & Pension Bonds
What if I am in a Corporate Super Fund or an Industry Super Fund?
Industry Super Funds and Corporate Super Funds are structured in a way that the
industry or employer manages the accounts, so YourShare is unable to collect
fees and commissions on your behalf, unless you roll out of your existing fund
into a Retail Super Fund.
Read more on Super/Pensions »
Personal Insurance
Got Personal Insurance such as Income Protection or Life Insurance or like to set up a new policy?
Get started now for existing policies or get a quote for a new policy here.
Around 20% of the annual premium every year is paid out in commissions on those policies -
you can collect those commissions through YourShare and add it to your Cash-back cheque -
EVERY SINGLE YEAR. Nothing changes with your policy or your premium, just the name of the broker!
Read more on Personal Insurance »